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Current Rates
Conventional MortgagesUpdated January 26, 2012 at 1:00 p.m. | Term | Interest Rates | Origination Fee | Discount Points | APR |
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| 30 Years | 4.00% | 0.500% | 0.000% | 4.088% | | 20 Years | 4.00% | 0.500% | 0.000% | 4.122% | | 15 Years | 3.875% | 0.500% | 0.000% | 4.031% |
Rates are subject to change at anytime without notice. Rates quoted are the lowest available, are based on an excellent credit score and pertain to an owner-occupied, single-family residence. Annual Percentage Rate (APR) calculations are based on a $175,000 loan with an 80% loan-to-value ratio and a down payment of 20%. Some restrictions may apply. Please call (801) 627-8700 for qualification requirements and appointment. --------------------------------------------------------------------------------------- Loan-to-value up to 97% for purchases and 95% for refinancing are available. (All rates and terms are subject to credit scores and actual loan to value). Based on a $175,000 loan amount at a 6.50% fixed rate, a 30-year loan would require 360 monthly payments of $1,106.12, a 20-year loan would require 240 monthly payments of $1,304.75 and a 15-year loan would require 180 monthly payments of $1,524.44. Monthly payments include principal and interest only. Taxes and insurance are not included. Our 15 to 30-year fixed rate mortgages are fully amortizing loans. Rates are fixed for the loan's full term, and monthly principal and interest payments will not change. Other loan types are available. FHA & VA Loans Available |
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