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Today's Rates
Conventional MortgagesUpdated September 2, 2010 at 8:50 a.m. | Term | Interest Rates | Origination Fee | Discount Points | APR |
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| 30 Years | 4.375% | 0.500% | 0.000% | 4.502% | | 20 Years | 4.250% | 0.500% | 0.000% | 4.423% | | 15 Years | 3.875% | 0.500% | 0.000% | 4.095% |
Rates are subject to change at anytime without notice. Rates quoted are the lowest available, are based on an excellent credit score and pertain to an owner-occupied, single-family residence. Annual Percentage Rate (APR) calculations are based on a $175,000 loan with an 80% loan-to-value ratio and a down payment of 20%. Some restrictions may apply. Please call (801) 337-2066 for qualification requirements. --------------------------------------------------------------------------------------- Loan-to-value ratio not to exceed 80% for purchasing and 70% for refinancing. (Refinancing up to 90% is also available, call for details). Based on a $175,000 loan amount at a 6.50% fixed rate, a 30-year loan would require 360 monthly payments of $1,106.12, a 20-year loan would require 240 monthly payments of $1,304.75 and a 15-year loan would require 180 monthly payments of $1,524.44. Monthly payments include principal and interest only. Taxes and insurance are not included. Our 30- and 15-year fixed rate mortgages are fully amortizing loans. Rates are fixed for the loan's full term, and monthly principal and interest payments will not change. Other loan types are available. |
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